tag:searchlightcrusade.net,2024:/mt//feed/housing supply 2024-05-13T12:17:18Z Movable Type 4.21-en 32 1 32 tag:www.danmelson.com,2008://4.4430 2008-12-07T19:00:00Z 2008-12-07T18:57:13Z Dan Melson http://www.searchlightcrusade.net/ I have been working a lot of hours, and writing this site is about the only area where the time factor can give. I've got a new article queued up for tomorrow (and it's a goodie: Presenting Offers In Person),... tag:www.danmelson.com,2008://4.4199 2008-08-04T14:00:00Z 2008-08-04T14:01:34Z Dan Melson http://www.searchlightcrusade.net/ Let's do a thought experiment. Any market in any commodity has two components: The demand, or willingness and ability to pay for that good, and the supply of that good. Let's consider the demand half of that first. Specifically, ability... tag:www.danmelson.com,2008://4.4118 2008-06-19T14:00:00Z 2008-06-19T13:42:52Z Dan Melson http://www.searchlightcrusade.net/ For at least the last thirty years, I've been hearing "affordable housing" advocates yammer about the high cost of housing, and how working families can no longer afford "decent" housing, which they apparently consider to be the three or... tag:www.danmelson.com,2008://4.4092 2008-06-09T14:00:00Z 2008-06-09T14:24:24Z Dan Melson http://www.searchlightcrusade.net/ For at least the last thirty years, I've been hearing "affordable housing" advocates yammer about the high cost of housing, and how working families can no longer afford "decent" housing, which they apparently consider to be the three or... tag:www.danmelson.com,2008://4.4083 2008-06-06T14:00:00Z 2008-06-06T13:54:49Z Dan Melson http://www.searchlightcrusade.net/ My advice to sellers is very simple: Hold off if you can. Things have already improved, but better times are coming once more inventory clears. The prognosis for this is very good. I'm seeing fewer short sales, at least... tag:gockel.hmdnsgroup.com,2007:/~searchli/danmelsonsite//4.3185 2008-04-25T14:00:00Z 2008-04-25T13:49:20Z Dan Melson http://www.searchlightcrusade.net/ One of the things people keep asking about is first time buyer programs. They exist, but lenders are not the first place to ask. Why? Because many, if not most lenders, actually charge a quarter of a point or so... tag:gockel.hmdnsgroup.com,2006:/~searchli/danmelsonsite//4.3171 2008-04-06T14:00:00Z 2008-04-06T17:26:01Z Dan Melson http://www.searchlightcrusade.net/ I've seen many new home developments with vaulted ceilings, mini-vineyards, huge houses on little tiny lots...Why can't some developer built some homes for us regular people? A normal sized home with plenty of closet space and a decent (not... tag:www.danmelson.com,2008://4.3923 2008-03-28T14:00:00Z 2008-03-28T14:31:28Z Dan Melson http://www.searchlightcrusade.net/ Don Henley has a fun song off his second solo album called "Driving With Your Eyes Closed". I can't find a video performance, but here's an MP3. It's got a chorus that ends with the line, "You're gonna hit something... tag:www.danmelson.com,2008://4.3861 2008-02-25T15:00:00Z 2008-02-28T23:40:38Z Dan Melson http://www.searchlightcrusade.net/ I want to state that I am in no way shape or form an FHA loan guru. I haven't done an FHA loan in years. But with the new developments in the market rapidly transforming FHA loans into being... tag:www.danmelson.com,2008://4.3766 2008-01-09T15:00:00Z 2008-01-09T14:45:44Z Dan Melson http://www.searchlightcrusade.net/ Expertise and attitude, not control of an informational chokepoint, is the way that things are going. Let's analyze this from both sides of the problem. The current owner looking to sell really needs a marketer. For better or worse, most... tag:www.danmelson.com,2008://4.3762 2008-01-07T15:00:00Z 2008-01-07T14:15:58Z Dan Melson http://www.searchlightcrusade.net/ Quite some time ago, I wrote Fear and Greed, or How Did The Housing Bubble Get So Big?. I re-ran it just a few days ago, to once again illustrate what went wrong. But Fear and Greed can keep the... tag:www.danmelson.com,2007://4.3718 2007-12-11T15:00:00Z 2007-12-11T14:54:01Z Dan Melson http://www.searchlightcrusade.net/ Moderately good news for sellers, not so great for buyers. I wrote a few days ago about the federal government and lenders agreeing to freeze rates. This isn't a panacea, by any means. It may not help people who... tag:gockel.hmdnsgroup.com,2006:/~searchli/danmelsonsite//4.3049 2007-12-09T15:00:00Z 2007-12-09T18:06:22Z Dan Melson http://www.searchlightcrusade.net/ I simply love: "Fear and Greed, or How Did the Housing Bubble Get so big? I'm not sure if you are aware that there is a grass-roots group that is starting a "boycott on housing." They feel that the... tag:www.danmelson.com,2007://4.3640 2007-11-04T15:00:00Z 2007-11-04T18:10:29Z Dan Melson http://www.searchlightcrusade.net/ Somebody asked me that. A dachshund puppy (or two!) would be the first item. I miss Thing, and Mellon just isn't the companion he was. She's very sweet, and devoted in her own way, but the phrase "Canine American Princess"... tag:www.danmelson.com,2007://4.3618 2007-10-26T03:10:00Z 2007-10-26T03:08:05Z Dan Melson http://www.searchlightcrusade.net/ making updates to this post today, same as yesterday Scroll down. If you have something to tell me, comment or email danmelson (at) the domain name). Wildfires spread but 'we've turned the corner' No homes were lost Wednesday in San... tag:www.danmelson.com,2007://4.3569 2007-10-15T14:00:00Z 2007-10-15T13:24:11Z Dan Melson http://www.searchlightcrusade.net/ This has been knocking around my head for a while, and I've written on closely related subjects before. But the idea behind this essay really just gelled in my mind within the past couple days. Here are the facts of... tag:www.danmelson.com,2007://4.3553 2007-10-09T14:00:00Z 2007-10-09T14:09:41Z Dan Melson http://www.searchlightcrusade.net/ This is one of the biggest issues with my local real estate market. Because the San Diego market has very high demand and limited supply of property, prices are high. A reasonable two bedroom condo runs around $300,000. A 1200... tag:gockel.hmdnsgroup.com,2006:/~searchli/danmelsonsite//4.2998 2007-10-05T14:00:00Z 2007-10-05T13:03:48Z Dan Melson http://www.searchlightcrusade.net/ One of the occasional questions I get from people has to do with why the housing bubble got so big (or if you're one of those still in denial about it, how prices jumped so far so fast). This has... tag:www.danmelson.com,2007://4.3539 2007-10-02T14:00:00Z 2007-10-02T07:08:10Z Dan Melson http://www.searchlightcrusade.net/ I've seen more changes in the lending industry in the last six months than the previous five years. But those changes simply restored us to the place we were a few years ago. Loans are easy to get, rates are... tag:www.danmelson.com,2007://4.3511 2007-09-19T14:00:00Z 2007-09-19T03:59:10Z Dan Melson http://www.searchlightcrusade.net/ Let's consider where the rates are: Ever so slightly higher than a year ago. With the Fed boosting liquidity and cutting their short term rates, I expect this to change rapidly, but let's take a look at the actual...